“An Assessment of the Utilisation of IPPIS and GIFMIS as Modes of Payments in Tertiary Educational Institutions in Ogun State, Nigeria”, BJMAS, vol. 4, no. 5, pp. 163–175, Oct. 2023, Accessed: Oct. 07, 2025. [Online]. Available: https://bjmas.org/index.php/bjmas/article/view/674